We always use towels except when we're wearing bathrobes and such, just to protect the furniture. As was pointed out earlier, it's easier to wash towels than to clean furniture. Our butts aren't always as clean as we think they are. According to one authority, the "boxer shorts" area is rife with coliform bacteria, which inhabit the lower intestines, and even showering won't remove them completely. So towels or clothing is certainly called for.

Of course, if you're alone, you're not going to give yourself something you don't already have. And your housemates probably have adapted to it as well. So feel free to sit down without a towel, as long as you don't mind cleaning the upholstery once in a while. But visitors may not have been acclimatized to your particular strain of nasties, and they're at risk if they go nude. So use a towel, and bring one of yours to any place you visit just in case they don't provide one.

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