Canadian Nudists Dreaming of winter in South US

It's just part of the cost of wintering abroad, isn't it? I never buy trip cancellation insurance or any of those add ons but I wouldn't dream of leaving Canada without travel medical insurance. Heck, I don't even go cross-border shopping for the day unless I have it and when I buy a policy I actually read it to see what it does or does not cover. Too many people make assumptions only to find out they were injured during an activity that their policy excluded. Having said that, isn't is wonderful to find someplace to be naked in the middle of winter when it's -35C at home?

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